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Don't {panic when you can't come up with a repayment because of job reduction or another regrettable event.|If you can't come up with a repayment because of job reduction or another regrettable event, don't worry Typically, most loan providers will assist you to postpone your instalments when you can demonstrate you might be possessing hardships.|Whenever you can demonstrate you might be possessing hardships, most loan providers will assist you to postpone your instalments, typically Just understand that when you try this, rates may possibly rise. Usually do not default on the education loan. Defaulting on government loans can result in outcomes like garnished earnings and taxes|taxes and earnings refunds withheld. Defaulting on exclusive loans can be a catastrophe for any cosigners you had. Of course, defaulting on any loan dangers severe harm to your credit score, which charges you much more in the future. 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